Atlanta, Decatur and Stone Mountain real estate and homes for sale in Georgia - Cynthia Massey & Associates, REALTORS® Cynthia Massey & Associates REALTORS(r) for Atlanta, Decatur and Stone Mountain, Georgia real estate - NUMBER1EXPERTS™ Cynthia Massey & Associates NUMBER1EXPERTS(tm) for Atlanta, Decatur and Stone Mountain, Georgia real estate
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Cynthia Massey & Associates, REALTORŪ, real estate agents and broker for Atlanta, Decatur and Stone Mountain Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)


Find out why we are top real estate experts. Call us for "FIRST CLASS" Service, That Yields "FIRST CLASS" Results! 770-972-3325.


Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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"We found our dream home"
"She made the entire selling process smooth and easy."
Michael & Norma Little
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
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Mortgage Prequalification: Atlanta, Decatur and Stone Mountain Georgia home buying, real estate listings, and homes for sale in DeKalb County, GA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Atlanta, Decatur and Stone Mountain REALTORSŪ to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Tax Considerations >Tax Breaks

      Most homeowners are keenly aware of the interest tax deduction on their home loan, but there are many other tax breaks which are often overlooked at income tax time. Pro-rated property taxes and mortgage interest in the year of sale are deductible. You will find these amounts listed on your closing settlement statement. If you paid off your mortgage and had to pay a pre-payment penalty, it qualifies as tax deductible interest. If you paid an "acquisition mortgage loan fee" on a home loan, this fee can be deducted as itemized interest. Home improvement loan fees are also deductible. Any remaining loan fees from re-financed or paid-off mortgages are fully deductible at the time of the mortgage payoff.
      Certain items don't qualify as deductions, but can be added to the cost basis of your home, such as transfer taxes, recording and title fees, and special local property tax assessments for new sidewalks, streets, or sewers.
      Don't be intimidated by the tax code! A little research or consultation with an expert can help you maximize your real estate tax advantages.
     

See All Tips In The "Tax Considerations" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What information does nearly every state in America require the seller of a home to reveal to the buyer?

A 
Most states require disclosure of any existing problems or conditions that could affect the value of the house.
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Cynthia Massey & Associates, REALTORŪ, real estate agents and broker for Atlanta, Decatur and Stone Mountain Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Cynthia Massey & Associates
RE/MAX Metro Atlanta, Inc.

1944 Clairmont Rd. N.E.
Decatur, GA. 30033
Direct: 770-972-3325
800-226-3123
404-321-3123
Fax: 770-972-6961
cell: 4049922381
Email: cynthiamassey@NUMBER1EXPERT.com

Cynthia Massey, an Associate Broker with RE/MAX Metro Atlanta, definitely lives up to her slogan "Rendering First-Class Service that Yields First Class Results."

After obtaining her Bachelor of Arts in Marketing, the Florida native decided to make Atlanta her home. Cynthia brings a host of real estate knowledge of the Atlanta market to the table. Cynthia has over 15 years of experience and holds the Graduate Realtor Institute (GRI), Accredited Buyers Representative (ABR), and the Certified Residential Specialist (CRS) Designations. The CRS Designation, held by fewer than 5% of Realtors internationally, is the highest professional designation awarded to Realtors.

When it comes to marketing your home for sale, Cynthia has fresh ideas that result in "SOLD." Her buyers just love her methods for locating the "just right" house. Cynthia Massey is a "HOUSE SOLD" name.Cynthia was featured on "House Hunters" January 9, 2008 on HGTV. She comes with an extensive and proven real estate track record. Cynthia is also an active member of ToastMasters International. For all of your real estate needs in the Metro Atlanta area, she is just one click away!

ABRCRSEqual HousingGRIMLSREALTOR


RE/MAX Metro Atlanta, Inc. real estate and homes for sale in Atlanta, Decatur and Stone Mountain Georgia

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